Terms And Conditions
- 1. There is no fixed enrolment date. A customer can become a member on any day he/she desires.
- 2. Any existing member can enroll in multiple schemes.
- 3. Monthly Installments should be paid on or before 10th of every month.
- 4. Criteria for earning the benefits are applicable to members who pay all their monthly installments on time without defaulting on any month.
- 5. Payment can be made either in cash or card at our store or even by any online payment options available with the members.
- 6. At the time of redemption, the membership card has to be surrendered or it will be deemed to be cancelled once the redemption is done.
- 7. Receipts will be issued for every deposit. The same shall also reflect in the membership card.
- 8. Any discrepancies in the card entries or the receipts should be bought to management’s notice within 7 days of entry.
- 9. In case of any default/delay in the payments will further postpone the redemption date accordingly to the delayed period.
- 10. However, in case of discontinuation of the scheme in between, by any member, the redemption of only the invested amount will be returned and that too only after the scheme period gets over. Any rewards or discounts shall not be applicable to schemes stopped in between by the member.
- 11. The maturity date (redemption date) shall be from 30 days of the date of last successful installment/deposit.
- 12. The monthly investment schemes are valid only for Jewellery purchase (gold & Silver) and not for any cash, refund, coins, ingots or bullion.
- 13. Making charges on the Jewellery will be applicable depending upon the Jewellery selected for purchase.
- 14. Making charges will differ from jewellery to jewellery.
- 15. Delivery of Jewellery is subject to government taxes.
- 16. The scheme cannot be clubbed with any other schemes run by our company.
- 17. Management has all the rights to accept/reject any application without any reason.
- 18. In case of any dispute during redemption, management’s decision will be final.
